Renters insurance can help with all those issues – and we can help you find a solid renters’ policy that is remarkably affordable. Many landlords, colleges and universities require renters’ insurance. But even if this is not a stipulation of your rental agreement, it simply makes smart financial sense. Most coverage is quite affordable – averaging just $187 a year in the U.S.
Consider the value of your furniture, mobile phone, computer, jewelry, sports equipment, and wardrobe. The average renter owns $20,000 to $30,000 worth of goods. We can help you protect the value of those items with renters’ insurance and shield you from the financial consequences of a lawsuit if someone blames you for their losses or injury. You may also get help with the cost of moving if your rented unit becomes uninhabitable.
What Does Standard Renters Insurance Cover?
- Storm damage
- Accidental breakage or damage Theft
- Temporary living expenses if you are displaced from your rental
- Personal liability to cover your responsibility for another individual’s medical expenses, lost wages, or property replacement
How Can We Help?
- Select an appropriate policy based on your assets and financial risk
- Pinpoint the deductible you are comfortable carrying
- Identify whether you should insure your goods for actual cash value (how much they are worth at the time of loss) or for replacement value, which is the amount required to replace an item with a new one of similar value and quality
- Provide proof of insurance if requested by your landlord
Additional (Optional) Policies or Endorsements
- Money, bank, notes, and coins
- Business property
- Securities or negotiable instruments
- Watercraft and related items
- Jewelry and furs
- Firearm
- Silverware and goldware
Service Highlights
- Coverages, limits, and deductibles are customizable
- Policies built to protect your unique assets
- Responsive, friendly claims professionals
- Easy claims reporting process
Contact Us Today!
Even if you are not sure you need renters’ insurance, give us a call, or send us an email and we can discuss affordable options to ensure you are protected.
