Whether an insured seeks to protect their home and family members, business liabilities and assets, rare collectibles or more, they want access to the best advice and insurance products at costs that work within their budget. An independent insurance agent knows the market and can provide the best insight. They help you to find the best policy for your situation.
For beginners, an independent insurance agent can offer a client more choices and coverage options than a captive agent, who is only able to access products from a single insurer. This gives the independent agent a distinct advantage in shopping for the best price from a wider menu of coverages. With an independent insurance agent clients are granted:
Flexibility – An insured’s coverage needs may span a combination of personal and business insurance products that a captive agent’s company might not offer. By representing a number of insurers, an independent agent can confidentially obtain the best insurance product An independent agent is the best professional to provide customized protection at a competitive price.
Single Point of Contact – An independent insurance agent represents the client when it comes to claims and questions regarding policies and coverage, minimizing hassles. The agent’s interests lie with the complete satisfaction of the insured, not with the bottom line of the company they represent. Client needs are always put first. We work for you!
Strategic Planning – Coverage needs will change over time as situations evolve. Along the way, an independent agent will get to know clients and provide guidance to best protect the client without leaving coverage gaps. Moreover, the agent can ensure that the client is not underinsured or over-insured. We customize your protection to fit your unique needs.
Product Knowledge – An independent agent is a true professional. They form a long-term relationship with their clients, understanding their personal life and business. This allows an insurance agent to provide customized protection.
Looking for an Independent Insurance Agent in NJ? Call Richland-Knowles Insurance Agency.
Richland-Knowles Agency has partnerships with multiple A Rated insurance carriers offering a wide variety of personal, business and specialty coverages. These long-standing carrier partnerships allow Richland-Knowles Insurance Agency to provide peace of mind for every aspect of an insured’s personal and professional life.
We combine thorough product knowledge with a deep commitment to personalized service that helps protect our clients’ personal and business assets, and mitigate their risks. If you’re looking for an independent insurance agent who will make sure that your priorities are our priorities, give us a call for a consultation at 908-273-7100 or email Information@RichlandKnowles.com.